David has over 25 years of experience in premium finance. He manages a portfolio of more than $2.5 Billion in volume, as well as our sales team for the Southern and Southeastern regions. Before joining FIRST, he was the President & CEO of Baytree Finance Company, managed Southeast operations for AI Credit, and created an in-house premium finance program for Palmer and Cay, one of the largest independent brokerages in the U.S.