Captives

Captives

Captives

Captives

We Have You Covered! We understand there isn’t a one-size-fits all solution when it comes to captives. We provide customized financial solutions for your entity that capitalize on our knowledge of these specialty groups, and we work to create tools that fit your unique needs.

We finance hundreds of millions of premiums into insured-owned captives every year under a unique arrangement that allows for full premium payment on the effective date with minimal cost. Through our parent company, Wintrust, we can also provide bond funds with competitive rates.

We’re prepared to offer immediate, full funding of the captive or carrier with low down payment. We also provide reduced operational costs through our handling of premium collection. Your entity can stay out of the process and focus on other revenue-generating tasks. Plus, all commissions are collected up front.

We have extensive experience financing:

  • 831(b) captives
  • Agency, association, or group captives
  • Risk retention and purchasing groups

BENEFITS:

  • Immediate, full funding of captive or carrier with low down payment
  • Reduced operational costs
  • Commissions collected up front
  • Increased sales with flexible payment terms and subsidized programs