FACTS: What does First Insurance Funding Corp. do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include Social Security number, transaction history, account balances, payment history, credit history, and credit scores.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Insurance Funding Corp. chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does First Insurance Funding Corp. share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes– to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates’ everyday business purposes– information about your transactions and experiences | Yes | Yes |
| For our affiliates’ everyday business purposes– information about your creditworthiness | Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | No | We don't share |
TO LIMIT OUR SHARING: Go to our Online Information Sharing Opt-Out Form found at http://privacy.(none). Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. QUESTIONS? Call your Personal Banker at (none).
WHO WE ARE:
First Insurance Funding Corp., and its branch(es), (none) are providing this notice.
WHAT WE DO:
How does First Insurance Funding Corp. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First Insurance Funding Corp. collect my personal information? We collect your personal information, for example, when you open an account, make deposits or withdrawals from your account, pay your bills, apply for a loan, or use your debit card. We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only: sharing for affiliates’ everyday business purposes–information about your creditworthiness; affiliates from using your information to market to you; and sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
DEFINITIONS:
Affiliates: Companies related by common ownership or control. They can be financial and nonfinancial companies. Banks: Lake Forest Bank & Trust Company, Hinsdale Bank & Trust Company, North Shore Community Bank & Trust Company, Libertyville Bank & Trust Company, Barrington Bank & Trust Company, N.A., Crystal Lake Bank & Trust Company, N.A., Northbrook Bank & Trust Company, Advantage National Bank, Village Bank & Trust, Beverly Bank & Trust Company, N.A., Town Bank, Wheaton Bank & Trust Company, State Bank of The Lakes, Old Plank Trail Community Bank, N.A., St. Charles Bank & Trust Company. Wealth Management: Wayne Hummer Trust Company, N.A., Wayne Hummer Asset Management Company, Wayne Hummer Investments. Mortgage: Wintrust Mortgage Corporation.
Nonaffiliates: Companies not related by common ownership or control. They can be financial and nonfinancial companies. First Insurance Funding Corp. does not share with nonaffiliates so they can market to you.
Joint marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you. First Insurance Funding Corp. doesn’t jointly market.
CHILDREN'S ONLINE PRIVACY
Protecting the identity and privacy of children is a responsibility that we take very seriously. The responsibility to protect this information rests with both the online industry as well as with parents. We do not knowingly collect, use, or maintain any information through our websites about children who are under the age of 13. If we determine that a child under the age of 13 has provided us with information through one of our websites, we will only use this information to notify the parents that the information was received.
Parents can avail themselves of various filtering software packages that are available to prevent their children from accessing websites which they deem to be inappropriate. Parents can choose to utilize this and other methods to limit websites to which their children have access.
Information Sharing Opt-Out Form
Please click here for the Information Sharing Opt-Out Form.